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Oh right, and none of the people who actually signed up for those mortgages had any responsibility in defaulting on them? Come on, it’s not that hard to figure out how much you can spend a month. Just look at your bank account and pay stub, assuming you actually have a job! The problem is there’s no personal accountability in this country anymore. And at least capitalism creates jobs–nothing that can actually be said for the government! Oh yeah, unless you count more GOVERNMENT JOBS which just takes money away from taxpaying people with REAL JOBS! Obama wants to convince people that Wall Street was to blame for our recession–wake up, it’s Americans with a sense of entitlement that don’t know how to live within their means!!